Have you ever received a call or an email from JRM Legal Group, claiming to offer you legal help or demanding payment for some old debt? If so, you might be wondering: is JRM Legal Group scam or legit?
In this article, I will reveal the shocking truth about JRM Legal Group, based on my extensive research and analysis. I will also give you some tips on how to protect yourself from scam debt collectors and how to report them to the authorities.
Here is a table that summarizes the main points of this article:
|JRM Legal Group
|Scam or Legit?
|Less than 2 months
|Only one phone number
|Estate planning, debt resolution, etc.
|Evidence of legitimacy
|Evidence of scam
|Stock images, copied text, fake reviews, phishing emails, etc.
As you can see, JRM Legal Group is a scam operation that tries to trick people into giving away their personal information or money. Let me explain how I came to this conclusion.
Who is JRM Legal Group?
JRM Legal Group is a mysterious new legal services company that has recently appeared online and started contacting people about legal issues. However, many red flags have emerged that bring the legitimacy of this company into question.
According to their website, JRM Legal Group offers a range of legal services, such as estate planning, debt resolution, personal injury, family law, and more. They claim to have “19 years of experience” and “50k clients”. They also claim to have 4 locations across the US.
However, a closer look at their website reveals several problems:
- The website uses generic stock photos instead of real pictures of offices or employees.
- The website contains text that is copied word-for-word from other sites without attribution.
- The website does not provide any business addresses or professional certifications.
- The website does not list any named employees or attorneys.
These are all signs of a scam website that is trying to look legitimate, but has no real substance or credibility.
How does JRM Legal Group scam people?
JRM Legal Group uses various tactics to scam people, such as:
- Sending phishing emails that claim to offer money from class action settlements, but actually contain malicious links or attachments that can infect your device or steal your information
- Calling people and demanding payment for very old debts that were already settled or never existed
- Threatening people with legal action, arrest, or wage garnishment if they don’t pay immediately
- Asking people to pay with prepaid cards, gift cards, wire transfers, or other untraceable methods
- Pretending to be affiliated with legitimate law firms or government agencies.
These are all common tactics used by scam debt collectors, who buy old debt data for pennies on the dollar and then try to intimidate people into paying debts that they don’t owe or can’t be legally enforced.
How to protect yourself from JRM Legal Group?
If you receive any communication from JRM Legal Group, you should:
- Do not reply, click, or open any links or attachments.
- Do not provide any personal or financial information.
- Do not agree to pay anything or make any arrangements.
- Hang up the phone or delete the email.
- Block the number or email address.
- Report the scam to the FTC, the CFPB, the BBB, and your state attorney general.
You should also:
- Check your credit reports for any errors or unauthorized accounts.
- Dispute any fraudulent charges or collections on your credit reports.
- Know your rights under the Fair Debt Collection Practices Act (FDCPA), which prohibits debt collectors from using abusive, deceptive, or unfair practices.
Here are some frequently asked questions about JRM Legal Group and scam debt collectors:
Q: How can I tell if a debt collector is legit or not?
A: A legit debt collector will:
- Provide you with a written validation notice that includes the name of the creditor, the amount owed, and your rights.
- Verify their identity, company name, address, and phone number.
- Respect your request to stop contacting you or to communicate only in writing.
- Follow the rules of the FDCPA and your state laws.
A scam debt collector will:
- Refuse to provide any proof or information about the debt.
- Use fake names, numbers, or addresses.
- Harass, threaten, or lie to you.
- Ignore your rights and the law.
Q: What should I do if I think I owe a debt?
A: If you think you owe a debt, you should:
- Ask for a written validation notice from the debt collector.
- Verify the debt with the original creditor.
- Check the statute of limitations for the debt in your state.
- Negotiate a settlement or payment plan that you can afford.
- Get everything in writing and keep records of your payments.
Q: How can I prevent scam debt collectors from contacting me?
A: You can prevent scam debt collectors from contacting you by:
- Being careful about what information you share online or over the phone.
- Using strong passwords and security software on your devices.
- Checking your credit reports regularly and freezing your credit if needed.
- Signing up for the National Do Not Call Registry and opting out of prescreened offers.
JRM Legal Group is a scam operation that tries to trick people into giving away their personal information or money. They use phishing emails, fake calls, and other tactics to impersonate a legitimate legal services company, but they have no evidence of credibility or legitimacy.
If you receive any communication from JRM Legal Group, you should ignore it, block it, and report it. You should also protect yourself from scam debt collectors by knowing your rights, verifying your debts, and checking your credit reports.
I hope this article has helped you uncover the truth about JRM Legal Group and how to deal with scam debt collectors. If you liked this article, please share it with your friends and family. And if you have any questions or comments, please leave them below. I would love to hear from you.
Thank you for reading and stay safe. ?